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| Franklin | | Healthy people have the best | | Building Code: This refers to |
| Winter Park | | mortality risks and thus are much | | municipal or other governmental |
| Morristown | | cheaper for companies to insure. This | | ordinances regulating the type of |
| Jasper | | translates into lower rates for the | | construction of buildings within its |
| Independence | | Super Preferred customer than | | jurisdiction. |
| Lexington | | someone with higher risk factors such | | |
| Houston | | as a heart condition, cancer or | | Director of Insurance: A title used in |
| Salt Lake City | | diabetes. Conversely, if you were | | some states for the head of the |
| Fort Myers | | unhealthy when you acquired your | | department of insurance. |
| Louisville | | policy, and your health has now | | |
| Billings | | improved, it might be time to shop for | | Premium: The price of insurance |
| Bayside | | a new policy, as your rates are likely | | protection for a specified risk for a |
| York | | to be lower. | | specified period of time. |
