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| Madison | | Why not take advantage of current | | Capital Sum: The maximum lump sum |
| Arlington | | low prices? Many auto insurance | | payable in the event of accidental |
| Detroit | | consumers are becoming educated | | death or dismemberment. |
| Alameda | | on other companies, plans, and rates | | |
| Costa Mesa | | that are available to them; ones that | | Agent's Balance: A periodic |
| Orange | | could afford them significant savings | | statement of the sums due and owed |
| Walnut Creek | | on their auto insurance. | | to an agent under the agent's contract |
| Edmond | | | | with an insurer. |
| Duluth | | Life insurance, specifically Term Life, | | |
| Evanston | | is arguably one of the best values in | | Replacement: A new policy written to |
| Melbourne | | the entire financial services arena. | | take the place of one currently in force. |
| Shreveport | | Where else can you go and get | | |
| Brooklyn | | hundreds of thousands of dollars in | | Provisional Rate: Tentative rates, |
| Shreveport | | protection for literally pennies per | | premiums or commissions that are |
| Rochester | | day? Rates for Term Life insurance | | subject to subsequent adjustment. |
| Oakland | | remain at all-time lows, and now is the | | See Commission and Premium. |
| Clarksville | | time to lock in the best prices. | | |
| Spokane | | | | Provisions: Statements contained in |
| Tallahassee | | If you decide to cancel your policy | | an insurance policy which explain the |
| Corona | | (after acquiring new coverage) | | benefits, conditions and other |
| Greensboro | | outside of the 30-day period, you may | | features of the insurance contract. |
| Lubbock | | have to pay a fee or penalty. | | |
| Staten Island | | However, you may still save money | | Policy Anniversary: The anniversary |
| El Cajon | | after paying the fee if your new policy | | of the date of issue of a policy as |
| Lincoln | | affords you significant savings. So | | shown in the policy declarations. |
| Baltimore | | while it is best to wait until your | | |
| Toledo | | receive your renewal notice, you CAN | | Nonassignable: A policy that the |
| Winter Park | | cancel your policy at any time. | | owner cannot assign to a third party. |
| Green Bay | | | | Most policies are nonassignable |
| Columbus | | Individuals who have 30-year | | unless approval is given by the |
| Cypress | | mortgages might want to consider a | | insurer. |
| Florence | | 30-year term to ensure that the house | | |
| Lawton | | is protected throughout the period of | | Monoline Policy: Any insurance |
| Providence | | the loan. | | coverage written as a single line |
| Santa Barbara | | | | policy. Contrast with Multiple Line or |
| Dearborn | | | | Package policy. |
