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| Charleston | | Shopping around is the best way to | | Inspection: Independent checking on |
| Panama City | | save money on your insurance. | | facts about an applicant, |
| Fayetteville | | | | policyholder, or claimant, usually by a |
| Omaha | | At InsWeb, you can compare free | | commercial inspection agency. |
| Richmond | | online insurance quotes from many of | | |
| Warren | | the nations leading insurance | | Capital Sum: The maximum lump sum |
| Cypress | | companies. | | payable in the event of accidental |
| Bellevue | | | | death or dismemberment. |
| Baltimore | | If you decide to cancel your policy | | |
| Chandler | | (after acquiring new coverage) | | Authorized Insurer: An insurer |
| White Plains | | outside of the 30-day period, you may | | authorized by the state to transact |
| Bakersfield | | have to pay a fee or penalty. | | business in that state for specific |
| Gainesville | | However, you may still save money | | types of insurance. |
| Lima | | after paying the fee if your new policy | | |
| Odessa | | affords you significant savings. So | | Flat Cancellation: A policy which is |
| Vancouver | | while it is best to wait until your | | cancelled upon its effective date. |
| Tulsa | | receive your renewal notice, you CAN | | Usually under a flat cancellation no |
| Palm Harbor | | cancel your policy at any time. | | premium charge is made. |