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| Bellevue | | Why not take advantage of current | | Expense Allowance: A compensation |
| Chicago | | low prices? Many auto insurance | | paid to an insurance agent in excess |
| Jacksonville | | consumers are becoming educated | | of prescribed commissions. |
| Boise | | on other companies, plans, and rates | | |
| Fresno | | that are available to them; ones that | | Accidental Bodily Injury: An injury |
| Spartanburg | | could afford them significant savings | | sustained accidentally. Only the result |
| Roanoke | | on their auto insurance. | | need be accidental. Contrast with |
| El Paso | | | | Accidental Means. |
| Anchorage | | Make sure you have a new policy in | | |
| Muncie | | place before you cancel your old one | | Absolute Assignment: Assignment by |
| North Hollywood | | to avoid a lapse in coverage. This will | | a policy owner of all control of and |
| Naperville | | also prevent having to figure out the | | rights in the policy to a third party. |
| Duluth | | amount of any unused premium that is | | |
| Hollywood | | due to you from your old insurance | | Operating Expense: The expense of |
| Longview | | company, or having to spar with your | | an insurer other than commissions |
| Birmingham | | agent about exactly when your policy | | and taxes. Called " and Insurance |
| Thousand Oaks | | was cancelled and how much they | | Expense" in the convention statement |
| Lafayette | | owe you. | | blank. |
