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| Pompano Beach | | Shopping around is the best way to | | Short Rate Premium: The premium |
| Chicago | | save money on your insurance. | | required for issuing a policy for a |
| Morristown | | | | period less than its normal term. |
| Monroe | | If you have noticed that your auto | | |
| Melbourne | | insurance rates are still increasing | | Earned Income: The money |
| Walnut Creek | | with each renewal, or even have not | | individuals earn as a result of working |
| Topeka | | gone down even though you have a | | at some job or occupation for which |
| Delray Beach | | great driving record, this lower pricing | | they are paid a salary. |
| Durham | | trend makes it more important then | | |
| Fremont | | ever that you shop around for auto | | Indemnity: Restoration to the victim of |
| Torrance | | insurance. | | a loss by payment, repair, or |
| High Point | | | | replacement. |
| Houma | | Healthy people have the best | | |
| Syracuse | | mortality risks and thus are much | | Will Ride: Coverage that remains in |
| Goldsboro | | cheaper for companies to insure. This | | effect regardless of the geographical |
| Fairfax | | translates into lower rates for the | | location in which a loss occurs. |
| Jersey City | | Super Preferred customer than | | |
| Waterloo | | someone with higher risk factors such | | Approved Roof: A term used in |
| Phoenix | | as a heart condition, cancer or | | building construction. It indicates a |
| New Port Richey | | diabetes. Conversely, if you were | | roof made of fire-resistive materials, |
| Jackson | | unhealthy when you acquired your | | such as tile or asphalt shingles. |
| Bayside | | policy, and your health has now | | |
| Spring Hill | | improved, it might be time to shop for | | Broker of Record: A broker who has |
| Johnstown | | a new policy, as your rates are likely | | been designated to handle certain |
| Belleville | | to be lower. | | insurance contracts for the |
| Downey | | | | policyholder. |
| Cookeville | | Make sure you have a new policy in | | |
| Berkeley | | place before you cancel your old one | | Premium Receipt: The receipt given |
| Quincy | | to avoid a lapse in coverage. This will | | a policy owner for the payment of a |
| Fort Lauderdale | | also prevent having to figure out the | | premium. |
| Stuart | | amount of any unused premium that is | | |
| Vero Beach | | due to you from your old insurance | | Single Limit: Any insurance coverage |
| Cookeville | | company, or having to spar with your | | which is expressed as a single |
| Canton | | agent about exactly when your policy | | amount of insurance, or a single limit |
| Newburgh | | was cancelled and how much they | | of liability. Contrast with Split Limit. |
| Jonesboro | | owe you. | | |
