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| Turlock | | While some companies raise their | | Burning Ratio: The ratio of losses |
| Valdosta | | prices based on your actual age, | | suffered to the amount of insurance in |
| Mobile | | most companies increase the price of | | effect. |
| Topeka | | their policies six months before your | | |
| Walnut Creek | | birthday. Its a term called Age | | Insurance Examiner: The |
| Newark | | Nearest in the industry, and that | | representative of a state insurance |
| Scottsdale | | half-year price increase could really | | department assigned to participate in |
| Newport News | | add up over a 20-year term policy. As | | the official audit and examination of |
| Joliet | | above, the quicker you purchase your | | an insurer. |
| Madison | | policy the better. | | |
| Cypress | | | | Endorsement: A written or printed form |
| West Chester | | Why not take advantage of current | | attached to the policy which alters |
| Springfield | | low prices? Many auto insurance | | provisions of the contract. |
| Bayside | | consumers are becoming educated | | |
| Peoria | | on other companies, plans, and rates | | First Party Insurance: Insurance which |
| Biloxi | | that are available to them; ones that | | applies to coverage for the insured's |
| Gainesville | | could afford them significant savings | | own property or person. Contrast with |
| Houma | | on their auto insurance. | | Third Party Insurance. |
