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| Wilmington | | Everyone has different needs, and | | Standard Industry Code (SIC): This is |
| Anderson | | not one size fits all when it comes to | | a coding system which assigns |
| Palo Alto | | term life insurance. While it may make | | separate codes for different types of |
| Billings | | sense for people in their 30s and 40s | | industries. |
| Rochester | | to secure a 20-year term length, a | | |
| Malden | | 10-year term might be more | | Provisions: Statements contained in |
| Houston | | appropriate for someone nearing | | an insurance policy which explain the |
| Portland | | retirement. | | benefits, conditions and other |
| Chula Vista | | | | features of the insurance contract. |
| Mesa | | If you decide to cancel your policy | | |
| Atlanta | | (after acquiring new coverage) | | Commission of Authority: A document |
| Staten Island | | outside of the 30-day period, you may | | outlining the powers delegated to an |
| Mountain View | | have to pay a fee or penalty. | | agent by an insurer. |
| Greenville | | However, you may still save money | | |
| Anaheim | | after paying the fee if your new policy | | Minimum Premium: The smallest |
| Sacramento | | affords you significant savings. So | | amount of premium for which an |
| Morristown | | while it is best to wait until your | | insurer will issue coverage under a |
| Sarasota | | receive your renewal notice, you CAN | | given policy. |
| Greenville | | cancel your policy at any time. | | |
| Tyler | | | | Deflation: An economic period |
| Salem | | Why not take advantage of current | | characterized by falling prices, high |
| St. Joseph | | low prices? Many auto insurance | | unemployment and a generally |
| Santa Monica | | consumers are becoming educated | | sluggish or slow economy. |
| Indianapolis | | on other companies, plans, and rates | | |
| Gaithersburg | | that are available to them; ones that | | Premium: The price of insurance |
| Lexington | | could afford them significant savings | | protection for a specified risk for a |
| Texarkana | | on their auto insurance. | | specified period of time. |
