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| Columbus | | If you have noticed that your auto | | Foreign Insurer: An insurer domiciled |
| Fort Myers | | insurance rates are still increasing | | in a state of the United States other |
| Newburgh | | with each renewal, or even have not | | than the one in which the insured's |
| Kansas City | | gone down even though you have a | | insurance is written. |
| Baltimore | | great driving record, this lower pricing | | |
| Long Island City | | trend makes it more important then | | Coding: A method of putting |
| Providence | | ever that you shop around for auto | | information into a numerical form for |
| Pasadena | | insurance. | | statistical use. Most information on |
| Inglewood | | | | policies is coded and then put into |
| Longwood | | Why not take advantage of current | | reports. |
| Springfield | | low prices? Many auto insurance | | |
| Waco | | consumers are becoming educated | | Commercial Lines: This term is used |
| Stockbridge | | on other companies, plans, and rates | | to refer to insurance for businesses, |
| Santa Rosa | | that are available to them; ones that | | professionals, and commercial |
| Columbia | | could afford them significant savings | | establishments. |
| Mesquite | | on their auto insurance. | | |
| Odessa | | | | Premium Receipt: The receipt given |
| Detroit | | Everyone has different needs, and | | a policy owner for the payment of a |
| Decatur | | not one size fits all when it comes to | | premium. |
| Yonkers | | term life insurance. While it may make | | |
| Asheville | | sense for people in their 30s and 40s | | Expense Allowance: A compensation |
| San Francisco | | to secure a 20-year term length, a | | paid to an insurance agent in excess |
| Chicago | | 10-year term might be more | | of prescribed commissions. |
| Edison | | appropriate for someone nearing | | |
| Decatur | | retirement. | | Theory of Probability: The |
| Portland | | | | mathematical principle upon which |
| Greenville | | Shopping around is the best way to | | insurance is based. |
| Cambridge | | save money on your insurance. | | |
| Sunnyvale | | | | Gross Premium: The net premium |
| Lowell | | Life insurance, specifically Term Life, | | plus operating expenses, |
| Marietta | | is arguably one of the best values in | | commissions and other expenses. |
| Racine | | the entire financial services arena. | | |
| Rome | | Where else can you go and get | | Federal Deposit Insurance |
| Greenville | | hundreds of thousands of dollars in | | Corporation (FDIC): An agency of the |
| Belleville | | protection for literally pennies per | | federal government which insures |
| Hampton | | day? Rates for Term Life insurance | | bank deposits up to a stated |
| St. Joseph | | remain at all-time lows, and now is the | | maximum. |
| Johnson City | | time to lock in the best prices. | | |