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| Williamsburg | | People who are trying to quit | | Deflation: An economic period |
| Cleveland | | smoking, for example, might be best | | characterized by falling prices, high |
| Tempe | | suited purchasing a shorter term (and | | unemployment and a generally |
| Toms River | | then replacing it with a longer term | | sluggish or slow economy. |
| Arlington | | policy when they qualify for | | |
| Lima | | non-tobacco prices). | | Cut Rate: This term generally applies |
| Clinton Township | | | | to insurance companies who charge |
| Dearborn | | Shopping around is the best way to | | premiums below a normal or average |
| San Antonio | | save money on your insurance. | | rate. |
