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| Akron | | Individuals who have 30-year | | Broker of Record: A broker who has |
| Modesto | | mortgages might want to consider a | | been designated to handle certain |
| Toledo | | 30-year term to ensure that the house | | insurance contracts for the |
| Decatur | | is protected throughout the period of | | policyholder. |
| Chicago | | the loan. | | |
| Springfield | | | | Accidental Bodily Injury: An injury |
| Trenton | | While some companies raise their | | sustained accidentally. Only the result |
| Sunnyvale | | prices based on your actual age, | | need be accidental. Contrast with |
| Chesapeake | | most companies increase the price of | | Accidental Means. |
| Nashville | | their policies six months before your | | |
| Cleveland | | birthday. Its a term called Age | | Convention Values: Values assigned |
| Yonkers | | Nearest in the industry, and that | | to insurers' assets in the convention |
| Evanston | | half-year price increase could really | | blank. |
| Portland | | add up over a 20-year term policy. As | | |
| Mansfield | | above, the quicker you purchase your | | Approved Roof: A term used in |
| Reno | | policy the better. | | building construction. It indicates a |
| Columbus | | | | roof made of fire-resistive materials, |
| Venice | | The quickest and easiest way to | | such as tile or asphalt shingles. |
| Savannah | | shop for new insurance is by | | |
| Chula Vista | | comparing rates at InsWebs online | | Provisions: Statements contained in |
| Seattle | | marketplace. If you do it the | | an insurance policy which explain the |
| Boise | | old-fashioned way (by calling or | | benefits, conditions and other |
| Pompano Beach | | visiting multiple agents or insurance | | features of the insurance contract. |
| Springfield | | companies) it could take up a huge | | |
| Silver Spring | | chunk of your time, which no one | | Nonassignable: A policy that the |
| Williamsburg | | wants or needs. By completing | | owner cannot assign to a third party. |
| Santa Barbara | | InsWebs online application, you will | | Most policies are nonassignable |
| Lake Charles | | have rates to compare to your old | | unless approval is given by the |
| Livonia | | ones within minutes! | | insurer. |
