| | | | |
|
| Naples | | Why not take advantage of current | | Single Limit: Any insurance coverage |
| Bronx | | low prices? Many auto insurance | | which is expressed as a single |
| Raleigh | | consumers are becoming educated | | amount of insurance, or a single limit |
| Palm Harbor | | on other companies, plans, and rates | | of liability. Contrast with Split Limit. |
| Fort Myers | | that are available to them; ones that | | |
| Reno | | could afford them significant savings | | Society of Insurance Research: An |
| Burbank | | on their auto insurance. | | organization which encourages |
| Whittier | | | | insurance research and promotes the |
| San Bernardino | | At InsWeb, you can compare free | | exchange of ideas and methods of |
| Wichita Falls | | online insurance quotes from many of | | research. |
| Topeka | | the nations leading insurance | | |
| Longwood | | companies. | | Gross Premium: The net premium |
| Dallas | | | | plus operating expenses, |
| Henderson | | While some companies raise their | | commissions and other expenses. |
| Ann Arbor | | prices based on your actual age, | | |
| Houston | | most companies increase the price of | | Insurance to Value: Insurance written |
| Livonia | | their policies six months before your | | in an amount approximating the value |
| Fayetteville | | birthday. Its a term called Age | | of the property insured. |
| Davenport | | Nearest in the industry, and that | | |
| Warren | | half-year price increase could really | | Policy Anniversary: The anniversary |
| Lakewood | | add up over a 20-year term policy. As | | of the date of issue of a policy as |
| Naples | | above, the quicker you purchase your | | shown in the policy declarations. |
| Jackson | | policy the better. | | |
| Bloomington | | | | Amendment: A formal document |
| Sioux Falls | | Make sure you have a new policy in | | which corrects or revises an |
| Pensacola | | place before you cancel your old one | | insurance master policy. |
| Daytona Beach | | to avoid a lapse in coverage. This will | | |
| Oxnard | | also prevent having to figure out the | | Commercial Lines: This term is used |
| Salt Lake City | | amount of any unused premium that is | | to refer to insurance for businesses, |
| Clearwater | | due to you from your old insurance | | professionals, and commercial |
| Franklin | | company, or having to spar with your | | establishments. |
| Cookeville | | agent about exactly when your policy | | |
| Boca Raton | | was cancelled and how much they | | Underwriters Laboratories, Inc. (UL): A |
| Fort Wayne | | owe you. | | testing laboratory for manufactured |
| Garland | | | | items to determine their safety |
| Sioux Falls | | | | propensities. |
