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| Austin | | People who are trying to quit | | Insurance Examiner: The |
| Portsmouth | | smoking, for example, might be best | | representative of a state insurance |
| Longmont | | suited purchasing a shorter term (and | | department assigned to participate in |
| Springfield | | then replacing it with a longer term | | the official audit and examination of |
| Stockbridge | | policy when they qualify for | | an insurer. |
| Greenville | | non-tobacco prices). | | |
| Oklahoma City | | | | Losses Incurred: The total losses, |
| Zanesville | | If you have noticed that your auto | | whether paid or not, sustained by an |
| Washington | | insurance rates are still increasing | | insurer during a given period, e.g., 12 |
| Ann Arbor | | with each renewal, or even have not | | months. |
| Muncie | | gone down even though you have a | | |
| Waterloo | | great driving record, this lower pricing | | Tickler: A reminder system used to |
| Englewood | | trend makes it more important then | | call an individual's attention to actions |
| Kansas City | | ever that you shop around for auto | | that must be taken at a future point in |
| Springfield | | insurance. | | time. |
