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| Raleigh | | If you decide to cancel your policy | | Insurance to Value: Insurance written |
| Downey | | (after acquiring new coverage) | | in an amount approximating the value |
| Duluth | | outside of the 30-day period, you may | | of the property insured. |
| Poughkeepsie | | have to pay a fee or penalty. | | |
| Oakland | | However, you may still save money | | Policy Period (or Term): The period |
| Evansville | | after paying the fee if your new policy | | during which the policy contract |
| Fairfax | | affords you significant savings. So | | affords protection, e.g., six months or |
| Palm Desert | | while it is best to wait until your | | one or three years. |
| Zanesville | | receive your renewal notice, you CAN | | |
| Plano | | cancel your policy at any time. | | Underwriters Laboratories, Inc. (UL): A |
| San Francisco | | | | testing laboratory for manufactured |
| Baltimore | | Why not take advantage of current | | items to determine their safety |
| Biloxi | | low prices? Many auto insurance | | propensities. |
| High Point | | consumers are becoming educated | | |
| Macon | | on other companies, plans, and rates | | Theory of Probability: The |
| Brooklyn | | that are available to them; ones that | | mathematical principle upon which |
| Johnstown | | could afford them significant savings | | insurance is based. |
| Hattiesburg | | on their auto insurance. | | |
| Bloomington | | | | Submitted Business: Applications for |
| Anchorage | | Shopping around is the best way to | | insurance submitted to an insurer but |
| Nashua | | save money on your insurance. | | not yet acted upon by it. |
