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| Johnstown | | People who are trying to quit | | Borderline Risk: An insurance |
| Dearborn | | smoking, for example, might be best | | prospect of doubtful quality from an |
| Gainesville | | suited purchasing a shorter term (and | | underwriting point of view. |
| Longmont | | then replacing it with a longer term | | |
| Reno | | policy when they qualify for | | Premium: The price of insurance |
| Hartford | | non-tobacco prices). | | protection for a specified risk for a |
| Newport News | | | | specified period of time. |
| Marietta | | Shopping around is the best way to | | |
| Jacksonville | | save money on your insurance. | | Accident Year Experience: Measures |
| Boynton Beach | | | | premiums and losses relating to |
| Staten Island | | At InsWeb, you can compare free | | accidents which occurred during a |
| Racine | | online insurance quotes from many of | | 12-month period. |
| Fredericksburg | | the nations leading insurance | | |
| Costa Mesa | | companies. | | Provisional Rate: Tentative rates, |
| Portland | | | | premiums or commissions that are |
| Bloomington | | If you have noticed that your auto | | subject to subsequent adjustment. |
| Tallahassee | | insurance rates are still increasing | | See Commission and Premium. |
| Cypress | | with each renewal, or even have not | | |
| Anaheim | | gone down even though you have a | | Net Loss: The amount of loss |
| Pittsburgh | | great driving record, this lower pricing | | sustained by an insurer after giving |
| Fayetteville | | trend makes it more important then | | effect to all applicable reinsurance, |
| Longmont | | ever that you shop around for auto | | salvage, and subrogation recoveries. |
| Belleville | | insurance. | | |
| Myrtle Beach | | | | Provisions: Statements contained in |
| Greenville | | If you decide to cancel your policy | | an insurance policy which explain the |
| Lakewood | | (after acquiring new coverage) | | benefits, conditions and other |
| Edmond | | outside of the 30-day period, you may | | features of the insurance contract. |
| Anchorage | | have to pay a fee or penalty. | | |
| Corona | | However, you may still save money | | Interline Endorsement: Commercial |
| Rochester | | after paying the fee if your new policy | | endorsements that apply, or could |
| Manchester | | affords you significant savings. So | | apply, to more than one coverage |
| Grand Junction | | while it is best to wait until your | | part of a package policy. |
| Johnson City | | receive your renewal notice, you CAN | | |
| Pensacola | | cancel your policy at any time. | | Partnership Entity: The partnership |
| Lowell | | | | considered as an entity and not in |
| Lakeland | | | | terms of its individual part-owners. |
