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| Glendale | | Make sure you have a new policy in | | Theory of Probability: The |
| Union | | place before you cancel your old one | | mathematical principle upon which |
| Houston | | to avoid a lapse in coverage. This will | | insurance is based. |
| Cherry Hill | | also prevent having to figure out the | | |
| Monroe | | amount of any unused premium that is | | Lapsed Policy: One which has been |
| Fort Myers | | due to you from your old insurance | | allowed to expire because of |
| Clinton Township | | company, or having to spar with your | | nonpayment of premiums. |
| El Cajon | | agent about exactly when your policy | | |
| White Plains | | was cancelled and how much they | | Notice To Company: Written notice to |
| Fort Myers | | owe you. | | an insurer of the occurrence of an |
| Panama City | | | | event which a claim is to be based. |
| Yonkers | | Individuals who have 30-year | | |
| Anchorage | | mortgages might want to consider a | | Depreciation: A decrease in the value |
| Dothan | | 30-year term to ensure that the house | | of any type of tangible property over |
| St. Joseph | | is protected throughout the period of | | a period of time resulting from use, |
| Oakland | | the loan. | | wear and tear, or obsolescence. |