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| Pompano Beach | | Individuals who have 30-year | | Brokerage Business: Business |
| Jackson | | mortgages might want to consider a | | offered to an insurer by a broker. This |
| York | | 30-year term to ensure that the house | | is sometimes called excess or |
| Newport Beach | | is protected throughout the period of | | surplus business. |
| Des Moines | | the loan. | | |
| Venice | | | | Dual Life Stock Company: A stock |
| Independence | | At InsWeb, you can compare free | | Life insurer issuing both participating |
| Orange Park | | online insurance quotes from many of | | and nonparticipating policy contracts. |
| Dearborn | | the nations leading insurance | | |
| Brooklyn | | companies. | | Captive Agent: One who sells |
| Costa Mesa | | | | insurance for only one company as |
| Knoxville | | Healthy people have the best | | opposed to an agent who represents |
| Lake Worth | | mortality risks and thus are much | | several companies. |
| Venice | | cheaper for companies to insure. This | | |
| Kingsport | | translates into lower rates for the | | Provisions: Statements contained in |
| Arlington | | Super Preferred customer than | | an insurance policy which explain the |
| Harlingen | | someone with higher risk factors such | | benefits, conditions and other |
| Woodbridge | | as a heart condition, cancer or | | features of the insurance contract. |
| Midland | | diabetes. Conversely, if you were | | |
| Arlington | | unhealthy when you acquired your | | Accident: An unplanned event, |
| Clearwater | | policy, and your health has now | | unexpected and undesigned, which |
| Williamsport | | improved, it might be time to shop for | | occurs suddenly and at a definite |
| Santa Monica | | a new policy, as your rates are likely | | place. |
| Corpus Christi | | to be lower. | | |
| Modesto | | | | Partnership Entity: The partnership |
| Naples | | Shopping around is the best way to | | considered as an entity and not in |
| Grand Rapids | | save money on your insurance. | | terms of its individual part-owners. |
