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| Tacoma | | While some companies raise their | | Capital Sum: The maximum lump sum |
| Cranston | | prices based on your actual age, | | payable in the event of accidental |
| Philadelphia | | most companies increase the price of | | death or dismemberment. |
| Boise | | their policies six months before your | | |
| New York | | birthday. Its a term called Age | | Admitted Company: An insurance |
| Jersey City | | Nearest in the industry, and that | | company authorized and licensed to |
| Tallahassee | | half-year price increase could really | | do business in a given state. |
| Jonesboro | | add up over a 20-year term policy. As | | |
| Springfield | | above, the quicker you purchase your | | Gross Premium: The net premium |
| Newark | | policy the better. | | plus operating expenses, |
| Tempe | | | | commissions and other expenses. |
| Longwood | | Individuals who have 30-year | | |
| Bloomington | | mortgages might want to consider a | | Examiner: An employee assigned by |
| Boca Raton | | 30-year term to ensure that the house | | the state insurance department to |
| Pueblo | | is protected throughout the period of | | audit insurers' records. |
| Santa Rosa | | the loan. | | |
| Biloxi | | | | National Auto Theft Bureau: An |
| Santa Barbara | | The quickest and easiest way to | | organization engaged in the |
| Winter Haven | | shop for new insurance is by | | prevention and reduction of motor |
| Jonesboro | | comparing rates at InsWebs online | | vehicle fire and theft losses. |
| Reno | | marketplace. If you do it the | | |
| Bloomington | | old-fashioned way (by calling or | | Producer: A term applied to an agent, |
| Athens | | visiting multiple agents or insurance | | solicitor or other person who sells |
| Anderson | | companies) it could take up a huge | | insurance. |
| Valdosta | | chunk of your time, which no one | | |
| Corona | | wants or needs. By completing | | Deflation: An economic period |
| Melbourne | | InsWebs online application, you will | | characterized by falling prices, high |
| Durham | | have rates to compare to your old | | unemployment and a generally |
| Columbia | | ones within minutes! | | sluggish or slow economy. |
