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| Sarasota | | The best time to switch policies is | | Indemnify: To restore the victim of a |
| Albuquerque | | within one month of receiving your | | loss to the same position as before |
| Lawrenceville | | policy renewal from your current | | the loss occurred. |
| Fayetteville | | insurer. You can typically cancel your | | |
| Honolulu | | policy without any fees or penalties if | | Line of Business: The classification of |
| Tempe | | you act within this time period. | | business as utilized in the insurance |
| Wilmington | | | | industry, e.g., Fire, Allied Lines and |
| West Chester | | Healthy people have the best | | Homeowners. |
| Albany | | mortality risks and thus are much | | |
| Riverside | | cheaper for companies to insure. This | | Agency Company: An insurance |
| Texarkana | | translates into lower rates for the | | company that produces business |
| Carlsbad | | Super Preferred customer than | | through an agency network. Contrast |
| Portsmouth | | someone with higher risk factors such | | with Direct Writer. |
| El Cajon | | as a heart condition, cancer or | | |
| Omaha | | diabetes. Conversely, if you were | | Claim Report: A report filed by an |
| Springfield | | unhealthy when you acquired your | | agent setting forth the facts of a claim. |
| Macon | | policy, and your health has now | | Same as Loss Report. |
| Muskegon | | improved, it might be time to shop for | | |
| Springfield | | a new policy, as your rates are likely | | Partnership Entity: The partnership |
| Rapid City | | to be lower. | | considered as an entity and not in |
| Johnstown | | | | terms of its individual part-owners. |
| Portland | | Life insurance, specifically Term Life, | | |
| Erie | | is arguably one of the best values in | | Premium: The price of insurance |
| Chattanooga | | the entire financial services arena. | | protection for a specified risk for a |
| Cape Coral | | Where else can you go and get | | specified period of time. |
| Santa Rosa | | hundreds of thousands of dollars in | | |
| Jackson | | protection for literally pennies per | | Tickler: A reminder system used to |
| Huntsville | | day? Rates for Term Life insurance | | call an individual's attention to actions |
| Anderson | | remain at all-time lows, and now is the | | that must be taken at a future point in |
| Franklin | | time to lock in the best prices. | | time. |