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| Sarasota | | Individuals who have 30-year | | Single Limit: Any insurance coverage |
| Florissant | | mortgages might want to consider a | | which is expressed as a single |
| Tuscaloosa | | 30-year term to ensure that the house | | amount of insurance, or a single limit |
| Tucson | | is protected throughout the period of | | of liability. Contrast with Split Limit. |
| Kansas City | | the loan. | | |
| Minneapolis | | | | Lapsed Policy: One which has been |
| Pasadena | | The best time to switch policies is | | allowed to expire because of |
| Littleton | | within one month of receiving your | | nonpayment of premiums. |
| Colorado Springs | | policy renewal from your current | | |
| Stockbridge | | insurer. You can typically cancel your | | War Risk Insurance: Insurance |
| Wilmington | | policy without any fees or penalties if | | covering damage caused by war. |
| Ventura | | you act within this time period. | | Most often written by Ocean Marine |
| York | | | | Insurance companies covering |
| Columbus | | The quickest and easiest way to | | vessels. |
| Goldsboro | | shop for new insurance is by | | |
| Naples | | comparing rates at InsWebs online | | Dual Life Stock Company: A stock |
| Santa Clara | | marketplace. If you do it the | | Life insurer issuing both participating |
| Amarillo | | old-fashioned way (by calling or | | and nonparticipating policy contracts. |
| Hampton | | visiting multiple agents or insurance | | |
| Pensacola | | companies) it could take up a huge | | Indemnity: Restoration to the victim of |
| Winter Park | | chunk of your time, which no one | | a loss by payment, repair, or |
| Reno | | wants or needs. By completing | | replacement. |
| Owensboro | | InsWebs online application, you will | | |
| Panama City | | have rates to compare to your old | | Absolute Assignment: Assignment by |
| St. Joseph | | ones within minutes! | | a policy owner of all control of and |
| Bayside | | | | rights in the policy to a third party. |
| Springfield | | If you have noticed that your auto | | |
| Amarillo | | insurance rates are still increasing | | Sherman Antitrust Act: An antitrust law |
| Flushing | | with each renewal, or even have not | | from which insurance is exempted to |
| Greenville | | gone down even though you have a | | the extent that it is regulated by state |
| Quincy | | great driving record, this lower pricing | | law. |
| Charleston | | trend makes it more important then | | |
| Peoria | | ever that you shop around for auto | | Overlapping Insurance: Coverage |
| Fort Lauderdale | | insurance. | | from two or more policies or insurers |
| Cincinnati | | | | which duplicates coverage of certain |
| Orange Park | | | | risks. |
