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| Knoxville | | Everyone has different needs, and | | War Risk Insurance: Insurance |
| Schaumburg | | not one size fits all when it comes to | | covering damage caused by war. |
| Lakeland | | term life insurance. While it may make | | Most often written by Ocean Marine |
| San Jose | | sense for people in their 30s and 40s | | Insurance companies covering |
| St. Paul | | to secure a 20-year term length, a | | vessels. |
| Westbury | | 10-year term might be more | | |
| Pittsburgh | | appropriate for someone nearing | | Deductible: The portion of an insured |
| Southfield | | retirement. | | loss to be borne by the insured |
| Savannah | | | | before he is entitled to recovery from |
| Fort Lauderdale | | The quickest and easiest way to | | the insurer. |
| Goldsboro | | shop for new insurance is by | | |
| Newport News | | comparing rates at InsWebs online | | Partnership: A business enterprise |
| Longmont | | marketplace. If you do it the | | owned and operated by two or more |
| Lansing | | old-fashioned way (by calling or | | persons for the purpose of generating |
| Denton | | visiting multiple agents or insurance | | business income and profits. |
| Evanston | | companies) it could take up a huge | | |
| Sioux City | | chunk of your time, which no one | | Director of Insurance: A title used in |
| Tampa | | wants or needs. By completing | | some states for the head of the |
| Charlotte | | InsWebs online application, you will | | department of insurance. |
| Washington | | have rates to compare to your old | | |
| Warren | | ones within minutes! | | Submitted Business: Applications for |
| Escondido | | | | insurance submitted to an insurer but |
| West Chester | | Shopping around is the best way to | | not yet acted upon by it. |
| Irving | | save money on your insurance. | | |
| Clearwater | | | | Retrospective Premium: The final |
| Houma | | Make sure you have a new policy in | | premium in a retrospective rating |
| Gainesville | | place before you cancel your old one | | plan. See Retrospective Rating. |
| Oceanside | | to avoid a lapse in coverage. This will | | |
| Alameda | | also prevent having to figure out the | | We/Us/Our: These words are used to |
| Allentown | | amount of any unused premium that is | | refer to the insurer in many of the |
| Santa Rosa | | due to you from your old insurance | | modernized/personalized policy |
| Scottsdale | | company, or having to spar with your | | forms recently introduced. |
| Glendale | | agent about exactly when your policy | | |
| Escondido | | was cancelled and how much they | | Insurance Policy: The printed form |
| Walnut Creek | | owe you. | | which serves as the contract between |
| Hendersonville | | | | an insurer and an insured. |
