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| Shreveport | | Individuals who have 30-year | | License: A certification of authority for |
| Houma | | mortgages might want to consider a | | an agent or insurer to operate, given |
| Gulfport | | 30-year term to ensure that the house | | by the appropriate jurisdiction. |
| Columbus | | is protected throughout the period of | | |
| Flint | | the loan. | | Premises: The particular location of |
| Vineland | | | | property or a portion thereof as |
| Overland Park | | Healthy people have the best | | designated in a policy. |
| Seattle | | mortality risks and thus are much | | |
| Poughkeepsie | | cheaper for companies to insure. This | | Claim Report: A report filed by an |
| Mesa | | translates into lower rates for the | | agent setting forth the facts of a claim. |
| Omaha | | Super Preferred customer than | | Same as Loss Report. |
| Alpharetta | | someone with higher risk factors such | | |
| Slidell | | as a heart condition, cancer or | | Short-Term Policy: A policy written for |
| Henderson | | diabetes. Conversely, if you were | | a period of less time than is normal for |
| Pueblo | | unhealthy when you acquired your | | that type of policy. |
| Johnstown | | policy, and your health has now | | |
| Dubuque | | improved, it might be time to shop for | | Insurance to Value: Insurance written |
| Harrisburg | | a new policy, as your rates are likely | | in an amount approximating the value |
| Portsmouth | | to be lower. | | of the property insured. |
