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| Chicago | | While some companies raise their | | Countersignature: The signature of a |
| Lorain | | prices based on your actual age, | | licensed agent or representative on a |
| Malden | | most companies increase the price of | | policy. |
| Hattiesburg | | their policies six months before your | | |
| Evanston | | birthday. Its a term called Age | | Will Ride: Coverage that remains in |
| Bloomington | | Nearest in the industry, and that | | effect regardless of the geographical |
| San Bernardino | | half-year price increase could really | | location in which a loss occurs. |
| Norfolk | | add up over a 20-year term policy. As | | |
| Spokane | | above, the quicker you purchase your | | Claim Report: A report filed by an |
| Boston | | policy the better. | | agent setting forth the facts of a claim. |
| Tampa | | | | Same as Loss Report. |
| Thousand Oaks | | Everyone has different needs, and | | |
| Shreveport | | not one size fits all when it comes to | | Minimum Premium: The smallest |
| Quincy | | term life insurance. While it may make | | amount of premium for which an |
| Lorain | | sense for people in their 30s and 40s | | insurer will issue coverage under a |
| Staten Island | | to secure a 20-year term length, a | | given policy. |
| Gulfport | | 10-year term might be more | | |
| Akron | | appropriate for someone nearing | | Agency: An insurance sales office |
| Wilmington | | retirement. | | which is directed by a agent, |
| Rochester | | | | manager, independent agent, or |
| St. Joseph | | We offer quotes for auto insurance, | | company manager. |
| Salem | | life insurance, homeowners | | |
| Huntsville | | insurance, health insurance, term life | | Federal Deposit Insurance |
| Grand Rapids | | insurance and more. | | Corporation (FDIC): An agency of the |
| Littleton | | | | federal government which insures |
| Naples | | Make sure you have a new policy in | | bank deposits up to a stated |
| Oxnard | | place before you cancel your old one | | maximum. |
| Harrisburg | | to avoid a lapse in coverage. This will | | |
| Hot Springs | | also prevent having to figure out the | | Insolvent Insurer: An insurer which is |
| Longview | | amount of any unused premium that is | | unable to meet its financial |
| El Cajon | | due to you from your old insurance | | obligations. |
| Henderson | | company, or having to spar with your | | |
| Harlingen | | agent about exactly when your policy | | Other Insurance: The existence of |
| Hemet | | was cancelled and how much they | | other contracts covering the same |
| Brooklyn | | owe you. | | interest and perils. |
