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| Rapid City | | Individuals who have 30-year | | Agent's License: A certificate of |
| Louisville | | mortgages might want to consider a | | authority from the state which permits |
| Lakewood | | 30-year term to ensure that the house | | the agent to conduct business. |
| Los Angeles | | is protected throughout the period of | | |
| White Plains | | the loan. | | Net Interest Earned: The average |
| Orange | | | | interest earned by an insurer on its |
| Greenville | | We offer quotes for auto insurance, | | investments after investment expense |
| Indianapolis | | life insurance, homeowners | | but before federal income taxes. |
| Spokane | | insurance, health insurance, term life | | |
| Knoxville | | insurance and more. | | Loss Adjustment Expense: The cost |
| Santa Clara | | | | of adjusting losses, excluding the |
| Allentown | | At InsWeb, you can compare free | | amount of the loss itself. |
| Winter Haven | | online insurance quotes from many of | | |
| Alexandria | | the nations leading insurance | | Building Code: This refers to |
| Miami | | companies. | | municipal or other governmental |
| Roanoke | | | | ordinances regulating the type of |
| Fullerton | | Why not take advantage of current | | construction of buildings within its |
| Hollywood | | low prices? Many auto insurance | | jurisdiction. |
| Erie | | consumers are becoming educated | | |
| Baton Rouge | | on other companies, plans, and rates | | Retail Credit Company: The former |
| Santa Monica | | that are available to them; ones that | | name of Equifax, a credit reporting |
| Springfield | | could afford them significant savings | | organization. See Equifax. |
| Greeley | | on their auto insurance. | | |
| Worcester | | | | Approved: The condition which exists |
| Stockton | | The best time to switch policies is | | when the person or object to be |
| Baltimore | | within one month of receiving your | | insured meets the underwriting |
| San Antonio | | policy renewal from your current | | standards of the insurer. |
| Anchorage | | insurer. You can typically cancel your | | |
| Peoria | | policy without any fees or penalties if | | Mutualization: The process of |
| Vineland | | you act within this time period. | | converting a stock insurer to a mutual |
| Jonesboro | | | | insurer, accomplished by having the |
| Longview | | Shopping around is the best way to | | insurer buy stock and retire it. |
| Pompano Beach | | save money on your insurance. | | |
| Midland | | | | Accident: An unplanned event, |
| Fullerton | | | | unexpected and undesigned, which |
| Fayetteville | | | | occurs suddenly and at a definite |
| Harrisburg | | | | place. |
