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| Springfield | | Individuals who have 30-year | | Claim Report: A report filed by an |
| Sterling Heights | | mortgages might want to consider a | | agent setting forth the facts of a claim. |
| Daytona Beach | | 30-year term to ensure that the house | | Same as Loss Report. |
| Clearwater | | is protected throughout the period of | | |
| Malden | | the loan. | | Retrospective Premium: The final |
| Columbia | | | | premium in a retrospective rating |
| Columbia | | Shopping around is the best way to | | plan. See Retrospective Rating. |
| Dayton | | save money on your insurance. | | |
| Clearwater | | | | Net Interest Earned: The average |
| Honolulu | | Why not take advantage of current | | interest earned by an insurer on its |
| Albany | | low prices? Many auto insurance | | investments after investment expense |
| New Orleans | | consumers are becoming educated | | but before federal income taxes. |
| Stockton | | on other companies, plans, and rates | | |
| Sunnyvale | | that are available to them; ones that | | Sherman Antitrust Act: An antitrust law |
| Melbourne | | could afford them significant savings | | from which insurance is exempted to |
| Stockbridge | | on their auto insurance. | | the extent that it is regulated by state |
| Silver Spring | | | | law. |
| Quincy | | The quickest and easiest way to | | |
| Los Angeles | | shop for new insurance is by | | Agent's Balance: A periodic |
| Ocala | | comparing rates at InsWebs online | | statement of the sums due and owed |
| White Plains | | marketplace. If you do it the | | to an agent under the agent's contract |
| Jackson | | old-fashioned way (by calling or | | with an insurer. |
| Salem | | visiting multiple agents or insurance | | |
| Acworth | | companies) it could take up a huge | | Partnership Entity: The partnership |
| El Paso | | chunk of your time, which no one | | considered as an entity and not in |
| Costa Mesa | | wants or needs. By completing | | terms of its individual part-owners. |
| Abilene | | InsWebs online application, you will | | |
| Portland | | have rates to compare to your old | | Agent's License: A certificate of |
| Escondido | | ones within minutes! | | authority from the state which permits |
| Amarillo | | | | the agent to conduct business. |
| Raleigh | | At InsWeb, you can compare free | | |
| Zanesville | | online insurance quotes from many of | | Earned Income: The money |
| Santa Clara | | the nations leading insurance | | individuals earn as a result of working |
| Torrance | | companies. | | at some job or occupation for which |
| Sumter | | | | they are paid a salary. |
