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| Gainesville | | The quickest and easiest way to | | Agency Company: An insurance |
| Nashville | | shop for new insurance is by | | company that produces business |
| Rochester | | comparing rates at InsWebs online | | through an agency network. Contrast |
| Atlanta | | marketplace. If you do it the | | with Direct Writer. |
| Newark | | old-fashioned way (by calling or | | |
| Rome | | visiting multiple agents or insurance | | You/Your: These words are used to |
| Kansas City | | companies) it could take up a huge | | refer to the named insured in many of |
| Overland Park | | chunk of your time, which no one | | the modernized/personalized policy |
| Long Beach | | wants or needs. By completing | | forms. |
| Sterling Heights | | InsWebs online application, you will | | |
| Tallahassee | | have rates to compare to your old | | Claim Report: A report filed by an |
| Rochester | | ones within minutes! | | agent setting forth the facts of a claim. |
| Albany | | | | Same as Loss Report. |
| Acworth | | Everyone has different needs, and | | |
| Topeka | | not one size fits all when it comes to | | Borderline Risk: An insurance |
| Sioux City | | term life insurance. While it may make | | prospect of doubtful quality from an |
| Raleigh | | sense for people in their 30s and 40s | | underwriting point of view. |
| Mountain View | | to secure a 20-year term length, a | | |
| Sunnyvale | | 10-year term might be more | | Shock Loss: A catastrophic loss so |
| Jackson | | appropriate for someone nearing | | large that it has a material effect on |
| Torrance | | retirement. | | the underwriting results of a company. |