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| Fort Myers | | People who are trying to quit | | Premises: The particular location of |
| Monroe | | smoking, for example, might be best | | property or a portion thereof as |
| Los Angeles | | suited purchasing a shorter term (and | | designated in a policy. |
| Naperville | | then replacing it with a longer term | | |
| Bellevue | | policy when they qualify for | | Building Code: This refers to |
| Fall River | | non-tobacco prices). | | municipal or other governmental |
| Carlsbad | | | | ordinances regulating the type of |
| Naperville | | If you have noticed that your auto | | construction of buildings within its |
| Lafayette | | insurance rates are still increasing | | jurisdiction. |
| Lawrenceville | | with each renewal, or even have not | | |
| Chula Vista | | gone down even though you have a | | Notice of Cancellation: Written notice |
| Kalamazoo | | great driving record, this lower pricing | | by an insurer of intent to cancel |
| Valdosta | | trend makes it more important then | | insurance, or written notice by an |
| Bethlehem | | ever that you shop around for auto | | insured requesting cancellation. |
| Arlington | | insurance. | | |
| Durham | | | | Fictitious Groups: Groups formed |
| Peoria | | Individuals who have 30-year | | primarily for the purpose of buying |
| Huntsville | | mortgages might want to consider a | | insurance. Under the law such groups |
| Fullerton | | 30-year term to ensure that the house | | may not be underwritten. |
| North Hollywood | | is protected throughout the period of | | |
| Rochester | | the loan. | | Basic Rate: The manual rate from |
| Chandler | | | | which discounts are taken or to which |
| Redlands | | At InsWeb, you can compare free | | charges are added to reflect the |
| Ogden | | online insurance quotes from many of | | individual circumstances of a risk. |
| Melbourne | | the nations leading insurance | | |
| Huntington | | companies. | | Partnership: A business enterprise |
| Elkhart | | | | owned and operated by two or more |
| Buffalo | | If you decide to cancel your policy | | persons for the purpose of generating |
| Columbia | | (after acquiring new coverage) | | business income and profits. |
| Gaithersburg | | outside of the 30-day period, you may | | |
| Stamford | | have to pay a fee or penalty. | | Legislative Risk: A risk faced by |
| Rochester | | However, you may still save money | | investors whereby changes in tax |
| Norwalk | | after paying the fee if your new policy | | laws can result in adverse effects on |
| Oceanside | | affords you significant savings. So | | the individual's investment results. |
| Sacramento | | while it is best to wait until your | | |
| Denton | | receive your renewal notice, you CAN | | |
| Albany | | cancel your policy at any time. | | |
