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| Stockbridge | | Individuals who have 30-year | | Divided Cover: The placing of |
| Chicago | | mortgages might want to consider a | | insurance on a given subject or |
| Berkeley | | 30-year term to ensure that the house | | object with more than one insurer. |
| Wichita Falls | | is protected throughout the period of | | |
| Houma | | the loan. | | Building Code: This refers to |
| Littleton | | | | municipal or other governmental |
| El Paso | | If you decide to cancel your policy | | ordinances regulating the type of |
| Lakewood | | (after acquiring new coverage) | | construction of buildings within its |
| Hendersonville | | outside of the 30-day period, you may | | jurisdiction. |
| Jackson | | have to pay a fee or penalty. | | |
| Lawrenceville | | However, you may still save money | | Examiner: An employee assigned by |
| Longwood | | after paying the fee if your new policy | | the state insurance department to |
| Jackson | | affords you significant savings. So | | audit insurers' records. |
| White Plains | | while it is best to wait until your | | |
| Irvine | | receive your renewal notice, you CAN | | Business: In Property, Liability, and |
| Quincy | | cancel your policy at any time. | | Health lines, it usually refers to the |
| Gaithersburg | | | | volume of premiums. |
| Anderson | | While some companies raise their | | |
| Mansfield | | prices based on your actual age, | | Paid-In Surplus: Surplus paid in by |
| Wichita Falls | | most companies increase the price of | | stockholders, as contrasted with |
| Texarkana | | their policies six months before your | | surplus earned through the |
| Birmingham | | birthday. Its a term called Age | | operations of a business. |
| Metairie | | Nearest in the industry, and that | | |
| Myrtle Beach | | half-year price increase could really | | Provisions: Statements contained in |
| Muskegon | | add up over a 20-year term policy. As | | an insurance policy which explain the |
| Minneapolis | | above, the quicker you purchase your | | benefits, conditions and other |
| Cherry Hill | | policy the better. | | features of the insurance contract. |