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| Costa Mesa | | Make sure you have a new policy in | | Line of Business: The classification of |
| Bronx | | place before you cancel your old one | | business as utilized in the insurance |
| Chattanooga | | to avoid a lapse in coverage. This will | | industry, e.g., Fire, Allied Lines and |
| Long Island City | | also prevent having to figure out the | | Homeowners. |
| Overland Park | | amount of any unused premium that is | | |
| Florence | | due to you from your old insurance | | Operating Expense: The expense of |
| Ocala | | company, or having to spar with your | | an insurer other than commissions |
| Fort Collins | | agent about exactly when your policy | | and taxes. Called " and Insurance |
| Southfield | | was cancelled and how much they | | Expense" in the convention statement |
| Costa Mesa | | owe you. | | blank. |