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| Hartford | | The quickest and easiest way to | | Approved: The condition which exists |
| Florissant | | shop for new insurance is by | | when the person or object to be |
| Providence | | comparing rates at InsWebs online | | insured meets the underwriting |
| Fremont | | marketplace. If you do it the | | standards of the insurer. |
| Las Cruces | | old-fashioned way (by calling or | | |
| Allentown | | visiting multiple agents or insurance | | Claim Expense: The expense of |
| Rockford | | companies) it could take up a huge | | adjusting a claim, such as |
| Lubbock | | chunk of your time, which no one | | investigation and attorneys' fees. It |
| Columbus | | wants or needs. By completing | | does not include the cost of the claim |
| Scranton | | InsWebs online application, you will | | itself. |
| Sumter | | have rates to compare to your old | | |
| Garland | | ones within minutes! | | Premium Notice: A form notice from |
| Colorado Springs | | | | an insurer or agency to a policy |
| New York | | If you have noticed that your auto | | owner that a premium will be due on a |
| Corpus Christi | | insurance rates are still increasing | | given date. |
| West Chester | | with each renewal, or even have not | | |
| Vero Beach | | gone down even though you have a | | Claim Report: A report filed by an |
| Orange Park | | great driving record, this lower pricing | | agent setting forth the facts of a claim. |
| Kansas City | | trend makes it more important then | | Same as Loss Report. |
| Lowell | | ever that you shop around for auto | | |
| Hickory | | insurance. | | Convention Values: Values assigned |
| Rapid City | | | | to insurers' assets in the convention |
| Jackson | | If you decide to cancel your policy | | blank. |
| Columbia | | (after acquiring new coverage) | | |
| Jacksonville | | outside of the 30-day period, you may | | Producer: A term applied to an agent, |
| Knoxville | | have to pay a fee or penalty. | | solicitor or other person who sells |
| Omaha | | However, you may still save money | | insurance. |
| Macon | | after paying the fee if your new policy | | |
| Milwaukee | | affords you significant savings. So | | Brokerage Business: Business |
| Carlsbad | | while it is best to wait until your | | offered to an insurer by a broker. This |
| Akron | | receive your renewal notice, you CAN | | is sometimes called excess or |
| Spring Hill | | cancel your policy at any time. | | surplus business. |
