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| Cambridge | | Make sure you have a new policy in | | Deficit Carried Forward: The transfer |
| Dallas | | place before you cancel your old one | | of a debit balance from one |
| Westbury | | to avoid a lapse in coverage. This will | | accounting period to another. |
| Florissant | | also prevent having to figure out the | | |
| Long Island City | | amount of any unused premium that is | | Brick Veneer Construction: Refers to |
| Buffalo | | due to you from your old insurance | | a building where the outside walls are |
| North Hollywood | | company, or having to spar with your | | constructed of wood with a facing of a |
| Peoria | | agent about exactly when your policy | | single layer of brick. |
| Mobile | | was cancelled and how much they | | |
| Ann Arbor | | owe you. | | Accident: An unplanned event, |
| Williamsport | | | | unexpected and undesigned, which |
| Albany | | Individuals who have 30-year | | occurs suddenly and at a definite |
| Lancaster | | mortgages might want to consider a | | place. |
| Goldsboro | | 30-year term to ensure that the house | | |
| Harrisburg | | is protected throughout the period of | | War Risk Insurance: Insurance |
| Santa Monica | | the loan. | | covering damage caused by war. |
| Henderson | | | | Most often written by Ocean Marine |
| Buffalo | | If you decide to cancel your policy | | Insurance companies covering |
| Peoria | | (after acquiring new coverage) | | vessels. |
| Gulfport | | outside of the 30-day period, you may | | |
| Albany | | have to pay a fee or penalty. | | Mandatory Valuation Reserve: A |
| Tallahassee | | However, you may still save money | | reserve required by a state law to |
| Abilene | | after paying the fee if your new policy | | offset any declines in the valuation of |
| Quincy | | affords you significant savings. So | | securities listed as admitted assets. |
| Cedar Rapids | | while it is best to wait until your | | |
| Bellevue | | receive your renewal notice, you CAN | | Sherman Antitrust Act: An antitrust law |
| Akron | | cancel your policy at any time. | | from which insurance is exempted to |
| Biloxi | | | | the extent that it is regulated by state |
| Rockford | | While some companies raise their | | law. |
| Toledo | | prices based on your actual age, | | |
| Palm Desert | | most companies increase the price of | | Notice To Company: Written notice to |
| Abilene | | their policies six months before your | | an insurer of the occurrence of an |
| Franklin | | birthday. Its a term called Age | | event which a claim is to be based. |
| Acworth | | Nearest in the industry, and that | | |
| Bellevue | | half-year price increase could really | | |
| Tallahassee | | add up over a 20-year term policy. As | | |
| Kansas City | | above, the quicker you purchase your | | |
| Cypress | | policy the better. | | |
