| | | | |
|
| Southfield | | Life insurance, specifically Term Life, | | Authorized Insurer: An insurer |
| Las Vegas | | is arguably one of the best values in | | authorized by the state to transact |
| Scottsdale | | the entire financial services arena. | | business in that state for specific |
| Dallas | | Where else can you go and get | | types of insurance. |
| Palm Harbor | | hundreds of thousands of dollars in | | |
| Las Cruces | | protection for literally pennies per | | Effective Date: The date on which the |
| Union | | day? Rates for Term Life insurance | | protection of an insurance policy or |
| Grand Junction | | remain at all-time lows, and now is the | | bond goes into effect. |
| Cookeville | | time to lock in the best prices. | | |
| Vero Beach | | | | Federal Deposit Insurance |
| El Paso | | While some companies raise their | | Corporation (FDIC): An agency of the |
| Odessa | | prices based on your actual age, | | federal government which insures |
| Grand Prairie | | most companies increase the price of | | bank deposits up to a stated |
| Sterling Heights | | their policies six months before your | | maximum. |
| Milwaukee | | birthday. Its a term called Age | | |
| Chattanooga | | Nearest in the industry, and that | | Buy-Back" Deductible: A deductible |
| Dothan | | half-year price increase could really | | which may be eliminated for an |
| Edmond | | add up over a 20-year term policy. As | | additional premium in order to |
| Cambridge | | above, the quicker you purchase your | | provide "first-dollar" coverage. |
| Joliet | | policy the better. | | |
| Bellevue | | | | Equity: The money value of an |
| Williamsport | | People who are trying to quit | | insurance company that is over and |
| El Cajon | | smoking, for example, might be best | | above its liabilities. Liabilities include |
| Erie | | suited purchasing a shorter term (and | | almost all of its reserves. |
| Norwalk | | then replacing it with a longer term | | |
| Evansville | | policy when they qualify for | | Commercial Lines: This term is used |
| Bellevue | | non-tobacco prices). | | to refer to insurance for businesses, |
| Johnson City | | | | professionals, and commercial |
| Dallas | | At InsWeb, you can compare free | | establishments. |
| Macon | | online insurance quotes from many of | | |
| San Jose | | the nations leading insurance | | Deflation: An economic period |
| Woodbridge | | companies. | | characterized by falling prices, high |
| Scottsdale | | | | unemployment and a generally |
| Mountain View | | The best time to switch policies is | | sluggish or slow economy. |
| Lakewood | | within one month of receiving your | | |
| Plano | | policy renewal from your current | | |
| Williamsburg | | insurer. You can typically cancel your | | |
| Burbank | | policy without any fees or penalties if | | |
| Elkhart | | you act within this time period. | | |
