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| Knoxville | | While some companies raise their | | Broker of Record: A broker who has |
| Joliet | | prices based on your actual age, | | been designated to handle certain |
| Syracuse | | most companies increase the price of | | insurance contracts for the |
| Pueblo | | their policies six months before your | | policyholder. |
| Waco | | birthday. Its a term called Age | | |
| Hattiesburg | | Nearest in the industry, and that | | Expense Allowance: A compensation |
| Buffalo | | half-year price increase could really | | paid to an insurance agent in excess |
| Fort Collins | | add up over a 20-year term policy. As | | of prescribed commissions. |
| El Paso | | above, the quicker you purchase your | | |
| Greenville | | policy the better. | | Business: In Property, Liability, and |
| Eugene | | | | Health lines, it usually refers to the |
| Oceanside | | Make sure you have a new policy in | | volume of premiums. |
| Colorado Springs | | place before you cancel your old one | | |
| Melbourne | | to avoid a lapse in coverage. This will | | Authorized Insurer: An insurer |
| Alameda | | also prevent having to figure out the | | authorized by the state to transact |
| Berkeley | | amount of any unused premium that is | | business in that state for specific |
| San Diego | | due to you from your old insurance | | types of insurance. |
| Nashville | | company, or having to spar with your | | |
| Las Vegas | | agent about exactly when your policy | | Adjustment Bureau: A firm organized |
| Monroe | | was cancelled and how much they | | to provide adjustment services to |
| Mobile | | owe you. | | insurers not wishing to create their |
| Jackson | | | | own claims division. |
| Elkhart | | We offer quotes for auto insurance, | | |
| Newport Beach | | life insurance, homeowners | | Insurance Examiner: The |
| Flushing | | insurance, health insurance, term life | | representative of a state insurance |
| Memphis | | insurance and more. | | department assigned to participate in |
| Belleville | | | | the official audit and examination of |
| Union | | If you have noticed that your auto | | an insurer. |
| Charlotte | | insurance rates are still increasing | | |
| Lake Worth | | with each renewal, or even have not | | Valued: Relating to an agreement by |
| Lake Charles | | gone down even though you have a | | an insurer to pay a specified amount |
| Allentown | | great driving record, this lower pricing | | of money to or on behalf of the |
| Providence | | trend makes it more important then | | insured upon occurrence of a defined |
| Reno | | ever that you shop around for auto | | loss. |
| Lafayette | | insurance. | | |
