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| Evansville | | Why not take advantage of current | | Sole Proprietorship: A business |
| Tyler | | low prices? Many auto insurance | | enterprise owned by one person who |
| Zanesville | | consumers are becoming educated | | is its manager and employee. |
| Lafayette | | on other companies, plans, and rates | | |
| Lawton | | that are available to them; ones that | | War Risk Insurance: Insurance |
| Edmond | | could afford them significant savings | | covering damage caused by war. |
| Springfield | | on their auto insurance. | | Most often written by Ocean Marine |
| Wilmington | | | | Insurance companies covering |
| Slidell | | We offer quotes for auto insurance, | | vessels. |
| Gaithersburg | | life insurance, homeowners | | |
| Lubbock | | insurance, health insurance, term life | | Cut Rate: This term generally applies |
| Pueblo | | insurance and more. | | to insurance companies who charge |
| Peoria | | | | premiums below a normal or average |
| Williamsburg | | Make sure you have a new policy in | | rate. |
| Chesapeake | | place before you cancel your old one | | |
| Houma | | to avoid a lapse in coverage. This will | | Fiduciary: A person holding the funds |
| Williamsport | | also prevent having to figure out the | | or property of another in a position of |
| Albany | | amount of any unused premium that is | | trust. An example would be the |
| Waco | | due to you from your old insurance | | executor of an estate. |
| Clarksville | | company, or having to spar with your | | |
| Pittsburgh | | agent about exactly when your policy | | Nonadmitted Insurer: An insurer not |
| Waco | | was cancelled and how much they | | licensed to do business in the |
| Stamford | | owe you. | | jurisdiction in question. Same as |
| Des Moines | | | | Unauthorized Insurer and Unlicensed |
| Clearwater | | People who are trying to quit | | Insurer. |
| Lawrenceville | | smoking, for example, might be best | | |
| Sunnyvale | | suited purchasing a shorter term (and | | We/Us/Our: These words are used to |
| Greenville | | then replacing it with a longer term | | refer to the insurer in many of the |
| Orlando | | policy when they qualify for | | modernized/personalized policy |
| Melbourne | | non-tobacco prices). | | forms recently introduced. |