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| Cookeville | | Everyone has different needs, and | | Producer: A term applied to an agent, |
| Newport News | | not one size fits all when it comes to | | solicitor or other person who sells |
| Reading | | term life insurance. While it may make | | insurance. |
| Lancaster | | sense for people in their 30s and 40s | | |
| Racine | | to secure a 20-year term length, a | | Net Retention: The amount of |
| North Hollywood | | 10-year term might be more | | insurance that a ceding company |
| Vero Beach | | appropriate for someone nearing | | keeps for its own account and does |
| Las Cruces | | retirement. | | not reinsure. |
