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| Cleveland | | Individuals who have 30-year | | Liquidity: The ability of an insurer to |
| Cambridge | | mortgages might want to consider a | | convert its assets into cash to pay |
| Las Vegas | | 30-year term to ensure that the house | | claims if necessary. |
| Buffalo | | is protected throughout the period of | | |
| Williamsport | | the loan. | | Index Bureau Experience: A measure |
| St. Louis | | | | of losses relating to claims reported |
| Trenton | | We offer quotes for auto insurance, | | through a claim office during a |
| Nashville | | life insurance, homeowners | | 12-month period. |
| Rapid City | | insurance, health insurance, term life | | |
| Warren | | insurance and more. | | Claim Expense: The expense of |
| Hot Springs | | | | adjusting a claim, such as |
| Columbia | | At InsWeb, you can compare free | | investigation and attorneys' fees. It |
| Cypress | | online insurance quotes from many of | | does not include the cost of the claim |
| Dubuque | | the nations leading insurance | | itself. |
| Clarksville | | companies. | | |
| Silver Spring | | | | You/Your: These words are used to |
| Flushing | | Everyone has different needs, and | | refer to the named insured in many of |
| Santa Clara | | not one size fits all when it comes to | | the modernized/personalized policy |
| St. Paul | | term life insurance. While it may make | | forms. |
| Allentown | | sense for people in their 30s and 40s | | |
| Detroit | | to secure a 20-year term length, a | | War Risk Insurance: Insurance |
| Jersey City | | 10-year term might be more | | covering damage caused by war. |
| Lawrenceville | | appropriate for someone nearing | | Most often written by Ocean Marine |
| Flushing | | retirement. | | Insurance companies covering |
| Goldsboro | | | | vessels. |
| Santa Barbara | | Make sure you have a new policy in | | |
| Reading | | place before you cancel your old one | | Public Adjuster: An insurance adjuster |
| El Cajon | | to avoid a lapse in coverage. This will | | who represents an insured on a fee |
| Orange Park | | also prevent having to figure out the | | basis in claims settlement. Contrast |
| Lowell | | amount of any unused premium that is | | with Independent Adjuster. |
| Jackson | | due to you from your old insurance | | |
| Roanoke | | company, or having to spar with your | | Cut Rate: This term generally applies |
| Spokane | | agent about exactly when your policy | | to insurance companies who charge |
| Evanston | | was cancelled and how much they | | premiums below a normal or average |
| Miami | | owe you. | | rate. |
