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| White Plains | | Life insurance, specifically Term Life, | | Retrospective Premium: The final |
| Grand Prairie | | is arguably one of the best values in | | premium in a retrospective rating |
| Portland | | the entire financial services arena. | | plan. See Retrospective Rating. |
| Jackson | | Where else can you go and get | | |
| Tacoma | | hundreds of thousands of dollars in | | Exclusions: Specific situations, |
| Greenville | | protection for literally pennies per | | conditions, or circumstances that are |
| Overland Park | | day? Rates for Term Life insurance | | listed in the contract as being not |
| Inglewood | | remain at all-time lows, and now is the | | covered. |
| Portland | | time to lock in the best prices. | | |
| Cookeville | | | | Gross Line: The total limit accepted |
| Hattiesburg | | The quickest and easiest way to | | by an insurer on an individual risk, |
| Norfolk | | shop for new insurance is by | | including the amount to be reinsured. |
| Orange | | comparing rates at InsWebs online | | |
| Cookeville | | marketplace. If you do it the | | Line of Business: The classification of |
| Spokane | | old-fashioned way (by calling or | | business as utilized in the insurance |
| Stockbridge | | visiting multiple agents or insurance | | industry, e.g., Fire, Allied Lines and |
| Biloxi | | companies) it could take up a huge | | Homeowners. |
| York | | chunk of your time, which no one | | |
| Scottsdale | | wants or needs. By completing | | Amendment: A formal document |
| Walnut Creek | | InsWebs online application, you will | | which corrects or revises an |
| Cape Coral | | have rates to compare to your old | | insurance master policy. |
| Phoenix | | ones within minutes! | | |
| Monroe | | | | Multi-Peril Policies: Policies which |
| Acworth | | While some companies raise their | | cover a number of perils, such as fire, |
| Stamford | | prices based on your actual age, | | burglary, and liability, in a single |
| Fort Collins | | most companies increase the price of | | contract. |
| Stamford | | their policies six months before your | | |
| North Hollywood | | birthday. Its a term called Age | | Incurred Expense: Expenses not yet |
| York | | Nearest in the industry, and that | | paid. Can also include paid |
| Athens | | half-year price increase could really | | expenses in some accounting |
| Fort Lauderdale | | add up over a 20-year term policy. As | | systems. |
| Pueblo | | above, the quicker you purchase your | | |
| Ocala | | policy the better. | | Stock Option Plan: Surviving |
| Clarksville | | | | stockholders have the option to |
| Downey | | | | purchase or not purchase the shares |
| Garland | | | | of a deceased stockholder. |
