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| Slidell | | Individuals who have 30-year | | Agent's License: A certificate of |
| Bloomington | | mortgages might want to consider a | | authority from the state which permits |
| Hartford | | 30-year term to ensure that the house | | the agent to conduct business. |
| Anchorage | | is protected throughout the period of | | |
| Bethlehem | | the loan. | | Claim Expense: The expense of |
| Santa Barbara | | | | adjusting a claim, such as |
| Staten Island | | People who are trying to quit | | investigation and attorneys' fees. It |
| Raleigh | | smoking, for example, might be best | | does not include the cost of the claim |
| Hendersonville | | suited purchasing a shorter term (and | | itself. |
| Huntington Beach | | then replacing it with a longer term | | |
| Costa Mesa | | policy when they qualify for | | Accidental Bodily Injury: An injury |
| Muskegon | | non-tobacco prices). | | sustained accidentally. Only the result |
| Panama City | | | | need be accidental. Contrast with |
| El Cajon | | Life insurance, specifically Term Life, | | Accidental Means. |
| St. Louis | | is arguably one of the best values in | | |
| Torrance | | the entire financial services arena. | | Foreign Insurer: An insurer domiciled |
| Bloomington | | Where else can you go and get | | in a state of the United States other |
| Johnson City | | hundreds of thousands of dollars in | | than the one in which the insured's |
| Amarillo | | protection for literally pennies per | | insurance is written. |
| Alpharetta | | day? Rates for Term Life insurance | | |
| Amarillo | | remain at all-time lows, and now is the | | Endorsement: A written or printed form |
| Naperville | | time to lock in the best prices. | | attached to the policy which alters |
| Boise | | | | provisions of the contract. |
| Knoxville | | At InsWeb, you can compare free | | |
| Tallahassee | | online insurance quotes from many of | | Other Insurance: The existence of |
| Reno | | the nations leading insurance | | other contracts covering the same |
| Tacoma | | companies. | | interest and perils. |
