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| Turlock | | Individuals who have 30-year | | Tickler: A reminder system used to |
| Jacksonville | | mortgages might want to consider a | | call an individual's attention to actions |
| Providence | | 30-year term to ensure that the house | | that must be taken at a future point in |
| Goldsboro | | is protected throughout the period of | | time. |
| Jasper | | the loan. | | |
| West Chester | | | | Admitted Company: An insurance |
| Chesapeake | | Healthy people have the best | | company authorized and licensed to |
| Knoxville | | mortality risks and thus are much | | do business in a given state. |
| Redlands | | cheaper for companies to insure. This | | |
| Fayetteville | | translates into lower rates for the | | Overlapping Insurance: Coverage |
| Overland Park | | Super Preferred customer than | | from two or more policies or insurers |
| Lake Charles | | someone with higher risk factors such | | which duplicates coverage of certain |
| Toledo | | as a heart condition, cancer or | | risks. |
| Houston | | diabetes. Conversely, if you were | | |
| Duluth | | unhealthy when you acquired your | | Preferred Risk: Any risk considered |
| Bradenton | | policy, and your health has now | | to be better than the standard risk on |
| Newark | | improved, it might be time to shop for | | which the premium rate was |
| Salem | | a new policy, as your rates are likely | | calculated. |
| Charleston | | to be lower. | | |
| Charlotte | | | | Incurred Expense: Expenses not yet |
| Glendale | | Make sure you have a new policy in | | paid. Can also include paid |
| Greenville | | place before you cancel your old one | | expenses in some accounting |
| North Hollywood | | to avoid a lapse in coverage. This will | | systems. |
| Evansville | | also prevent having to figure out the | | |
| Little Rock | | amount of any unused premium that is | | Not Taken: Policies applied for and |
| Hattiesburg | | due to you from your old insurance | | issued but rejected by the proposed |
| Knoxville | | company, or having to spar with your | | owner and not paid for. |
| Reno | | agent about exactly when your policy | | |
| Fresno | | was cancelled and how much they | | Legislative Risk: A risk faced by |
| Norfolk | | owe you. | | investors whereby changes in tax |
| Burbank | | | | laws can result in adverse effects on |
| Hemet | | At InsWeb, you can compare free | | the individual's investment results. |
| Stockbridge | | online insurance quotes from many of | | |
| Mansfield | | the nations leading insurance | | Business: In Property, Liability, and |
| Seattle | | companies. | | Health lines, it usually refers to the |
| Manchester | | | | volume of premiums. |
