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| Melbourne | | At InsWeb, you can compare free | | You/Your: These words are used to |
| Tacoma | | online insurance quotes from many of | | refer to the named insured in many of |
| Palm Desert | | the nations leading insurance | | the modernized/personalized policy |
| Knoxville | | companies. | | forms. |
| Grand Prairie | | | | |
| Lake Charles | | Why not take advantage of current | | Policy Period (or Term): The period |
| Columbia | | low prices? Many auto insurance | | during which the policy contract |
| Clinton Township | | consumers are becoming educated | | affords protection, e.g., six months or |
| Corona | | on other companies, plans, and rates | | one or three years. |
| Westbury | | that are available to them; ones that | | |
| Morristown | | could afford them significant savings | | Monoline Policy: Any insurance |
| Johnson City | | on their auto insurance. | | coverage written as a single line |
| Elkhart | | | | policy. Contrast with Multiple Line or |
| Houma | | The best time to switch policies is | | Package policy. |
| Fort Collins | | within one month of receiving your | | |
| El Paso | | policy renewal from your current | | Will Ride: Coverage that remains in |
| Grand Junction | | insurer. You can typically cancel your | | effect regardless of the geographical |
| Denton | | policy without any fees or penalties if | | location in which a loss occurs. |
| Independence | | you act within this time period. | | |
| Philadelphia | | | | Criticism: A correction suggested by a |
| Sumter | | While some companies raise their | | rating or auditing bureau to an insurer. |
| Fort Worth | | prices based on your actual age, | | |
| Englewood | | most companies increase the price of | | Policy Anniversary: The anniversary |
| Longmont | | their policies six months before your | | of the date of issue of a policy as |
| Owensboro | | birthday. Its a term called Age | | shown in the policy declarations. |
| Arlington | | Nearest in the industry, and that | | |
| Santa Barbara | | half-year price increase could really | | Underwriters Laboratories, Inc. (UL): A |
| Daytona Beach | | add up over a 20-year term policy. As | | testing laboratory for manufactured |
| Rapid City | | above, the quicker you purchase your | | items to determine their safety |
| Columbus | | policy the better. | | propensities. |