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| Los Angeles | | People who are trying to quit | | Mutualization: The process of |
| Jersey City | | smoking, for example, might be best | | converting a stock insurer to a mutual |
| Davenport | | suited purchasing a shorter term (and | | insurer, accomplished by having the |
| Austin | | then replacing it with a longer term | | insurer buy stock and retire it. |
| Duluth | | policy when they qualify for | | |
| Nashville | | non-tobacco prices). | | Policywriting Agent: An agent who has |
| Manchester | | | | the authority to prepare and effect an |
| Tempe | | Individuals who have 30-year | | insurer's policy. |
| Fayetteville | | mortgages might want to consider a | | |
| Lubbock | | 30-year term to ensure that the house | | Deflation: An economic period |
| Rome | | is protected throughout the period of | | characterized by falling prices, high |
| Fayetteville | | the loan. | | unemployment and a generally |
| Bellevue | | | | sluggish or slow economy. |
| Goldsboro | | Everyone has different needs, and | | |
| Muskegon | | not one size fits all when it comes to | | Overlapping Insurance: Coverage |
| Englewood | | term life insurance. While it may make | | from two or more policies or insurers |
| Dearborn | | sense for people in their 30s and 40s | | which duplicates coverage of certain |
| Longview | | to secure a 20-year term length, a | | risks. |
| Las Cruces | | 10-year term might be more | | |
| Reading | | appropriate for someone nearing | | Other Insurance: The existence of |
| Southfield | | retirement. | | other contracts covering the same |
| Elkhart | | | | interest and perils. |
| Springfield | | If you have noticed that your auto | | |
| Arlington | | insurance rates are still increasing | | FICA. Federal Insurance Contributions |
| Newport Beach | | with each renewal, or even have not | | Act: A law imposing a payroll tax to |
| Toms River | | gone down even though you have a | | assist in funding Social Security |
| Hollywood | | great driving record, this lower pricing | | benefits. |
| Burbank | | trend makes it more important then | | |
| Durham | | ever that you shop around for auto | | We/Us/Our: These words are used to |
| Las Vegas | | insurance. | | refer to the insurer in many of the |
| Warwick | | | | modernized/personalized policy |
| Little Rock | | Life insurance, specifically Term Life, | | forms recently introduced. |
| Woodbridge | | is arguably one of the best values in | | |
| Austin | | the entire financial services arena. | | Multi-Peril Policies: Policies which |
| Newark | | Where else can you go and get | | cover a number of perils, such as fire, |
| Franklin | | hundreds of thousands of dollars in | | burglary, and liability, in a single |
| El Paso | | protection for literally pennies per | | contract. |
| Sunnyvale | | day? Rates for Term Life insurance | | |
| Longview | | remain at all-time lows, and now is the | | |
| Conroe | | time to lock in the best prices. | | |
