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| Grand Rapids | | Healthy people have the best | | Borderline Risk: An insurance |
| Sioux City | | mortality risks and thus are much | | prospect of doubtful quality from an |
| Independence | | cheaper for companies to insure. This | | underwriting point of view. |
| Bethlehem | | translates into lower rates for the | | |
| Long Beach | | Super Preferred customer than | | Paid-In Surplus: Surplus paid in by |
| Fredericksburg | | someone with higher risk factors such | | stockholders, as contrasted with |
| Jacksonville | | as a heart condition, cancer or | | surplus earned through the |
| Acworth | | diabetes. Conversely, if you were | | operations of a business. |
| Rapid City | | unhealthy when you acquired your | | |
| Orange | | policy, and your health has now | | Insurance Examiner: The |
| Fort Lauderdale | | improved, it might be time to shop for | | representative of a state insurance |
| Fort Wayne | | a new policy, as your rates are likely | | department assigned to participate in |
| Frederick | | to be lower. | | the official audit and examination of |
| Colorado Springs | | | | an insurer. |
| Grand Prairie | | Shopping around is the best way to | | |
| Longview | | save money on your insurance. | | Absolute Assignment: Assignment by |
| Warwick | | | | a policy owner of all control of and |
| Longwood | | Everyone has different needs, and | | rights in the policy to a third party. |
| Silver Spring | | not one size fits all when it comes to | | |
| New York | | term life insurance. While it may make | | United States Aircraft Insurance |
| Lincoln | | sense for people in their 30s and 40s | | Group: A group of insurers providing |
| Silver Spring | | to secure a 20-year term length, a | | facilities for all forms of Aviation |
| Redlands | | 10-year term might be more | | Insurance. |
| Wilmington | | appropriate for someone nearing | | |
| El Paso | | retirement. | | Accidental Bodily Injury: An injury |
| Tulsa | | | | sustained accidentally. Only the result |
| Monroe | | People who are trying to quit | | need be accidental. Contrast with |
| Odessa | | smoking, for example, might be best | | Accidental Means. |
| Staten Island | | suited purchasing a shorter term (and | | |
| Edison | | then replacing it with a longer term | | Short Rate Premium: The premium |
| Littleton | | policy when they qualify for | | required for issuing a policy for a |
| Ocala | | non-tobacco prices). | | period less than its normal term. |