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| Kalamazoo | | Make sure you have a new policy in | | Independent Contractor: One who |
| Killeen | | place before you cancel your old one | | agrees to perform according to a |
| Beaumont | | to avoid a lapse in coverage. This will | | contract and who is not an employee. |
| Norfolk | | also prevent having to figure out the | | |
| Alameda | | amount of any unused premium that is | | Underinsurance: A condition in which |
| Ocala | | due to you from your old insurance | | not enough insurance is carried to |
| Irvine | | company, or having to spar with your | | cover the insurable value. |
| Las Cruces | | agent about exactly when your policy | | |
| Grand Prairie | | was cancelled and how much they | | Sole Proprietorship: A business |
| Glendale | | owe you. | | enterprise owned by one person who |
| Warren | | | | is its manager and employee. |
| Cape Coral | | At InsWeb, you can compare free | | |
| Jonesboro | | online insurance quotes from many of | | Approved Roof: A term used in |
| Poughkeepsie | | the nations leading insurance | | building construction. It indicates a |
| Baltimore | | companies. | | roof made of fire-resistive materials, |
| Redlands | | | | such as tile or asphalt shingles. |
| Augusta | | People who are trying to quit | | |
| Flushing | | smoking, for example, might be best | | Burning Ratio: The ratio of losses |
| Cedar Rapids | | suited purchasing a shorter term (and | | suffered to the amount of insurance in |
| Palm Desert | | then replacing it with a longer term | | effect. |
| Naples | | policy when they qualify for | | |
| Rockford | | non-tobacco prices). | | Producer: A term applied to an agent, |
| Grand Rapids | | | | solicitor or other person who sells |
| Newark | | Why not take advantage of current | | insurance. |
| Lafayette | | low prices? Many auto insurance | | |
| Woodbridge | | consumers are becoming educated | | Claim Report: A report filed by an |
| St. Paul | | on other companies, plans, and rates | | agent setting forth the facts of a claim. |
| Boca Raton | | that are available to them; ones that | | Same as Loss Report. |
| Frederick | | could afford them significant savings | | |
| Fort Wayne | | on their auto insurance. | | Accidental Bodily Injury: An injury |
| Lake Charles | | | | sustained accidentally. Only the result |
| Fremont | | If you have noticed that your auto | | need be accidental. Contrast with |
| Flint | | insurance rates are still increasing | | Accidental Means. |
| New Orleans | | with each renewal, or even have not | | |
| Longmont | | gone down even though you have a | | |
| Rockville | | great driving record, this lower pricing | | |
| Union | | trend makes it more important then | | |
| Naples | | ever that you shop around for auto | | |
| Sioux Falls | | insurance. | | |
