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| Gainesville | | Individuals who have 30-year | | Policywriting Agent: An agent who has |
| Greeley | | mortgages might want to consider a | | the authority to prepare and effect an |
| Elkhart | | 30-year term to ensure that the house | | insurer's policy. |
| Edison | | is protected throughout the period of | | |
| Austin | | the loan. | | Indemnity: Restoration to the victim of |
| Flushing | | | | a loss by payment, repair, or |
| Baton Rouge | | At InsWeb, you can compare free | | replacement. |
| Fort Collins | | online insurance quotes from many of | | |
| Thousand Oaks | | the nations leading insurance | | Interline Endorsement: Commercial |
| North Hollywood | | companies. | | endorsements that apply, or could |
| Boise | | | | apply, to more than one coverage |
| Hemet | | Shopping around is the best way to | | part of a package policy. |
| Slidell | | save money on your insurance. | | |
| Decatur | | | | Partial Loss: A loss covered by an |
| Council Bluffs | | While some companies raise their | | insurance policy which does not |
| Whittier | | prices based on your actual age, | | completely destroy or render |
| Melbourne | | most companies increase the price of | | worthless the insured property. |
| El Paso | | their policies six months before your | | |
| Omaha | | birthday. Its a term called Age | | Depreciation: A decrease in the value |
| San Antonio | | Nearest in the industry, and that | | of any type of tangible property over |
| Longwood | | half-year price increase could really | | a period of time resulting from use, |
| Portsmouth | | add up over a 20-year term policy. As | | wear and tear, or obsolescence. |
| Bloomington | | above, the quicker you purchase your | | |
| Manchester | | policy the better. | | Tabular Plan: A retrospective rating |
| New York | | | | plan, which uses tables to furnish the |
| Odessa | | The quickest and easiest way to | | various values for the rating formula. |
| Fort Collins | | shop for new insurance is by | | |
| Sacramento | | comparing rates at InsWebs online | | Net Retention: The amount of |
| Detroit | | marketplace. If you do it the | | insurance that a ceding company |
| Decatur | | old-fashioned way (by calling or | | keeps for its own account and does |
| Baltimore | | visiting multiple agents or insurance | | not reinsure. |
| St. Joseph | | companies) it could take up a huge | | |
| Kansas City | | chunk of your time, which no one | | Sherman Antitrust Act: An antitrust law |
| Acworth | | wants or needs. By completing | | from which insurance is exempted to |
| Wilmington | | InsWebs online application, you will | | the extent that it is regulated by state |
| Santa Barbara | | have rates to compare to your old | | law. |
| Norfolk | | ones within minutes! | | |
