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| Spring Hill | | Why not take advantage of current | | Incurred Expense: Expenses not yet |
| Gulfport | | low prices? Many auto insurance | | paid. Can also include paid |
| White Plains | | consumers are becoming educated | | expenses in some accounting |
| Waco | | on other companies, plans, and rates | | systems. |
| Dayton | | that are available to them; ones that | | |
| Newark | | could afford them significant savings | | Lapsed Policy: One which has been |
| Oakland | | on their auto insurance. | | allowed to expire because of |
| Mesa | | | | nonpayment of premiums. |
| Hampton | | Life insurance, specifically Term Life, | | |
| Fullerton | | is arguably one of the best values in | | Exclusions: Specific situations, |
| Lake Charles | | the entire financial services arena. | | conditions, or circumstances that are |
| Cypress | | Where else can you go and get | | listed in the contract as being not |
| Thousand Oaks | | hundreds of thousands of dollars in | | covered. |
| Olympia | | protection for literally pennies per | | |
| Coral Springs | | day? Rates for Term Life insurance | | Admitted (or Allowed) Assets: Assets |
| Boynton Beach | | remain at all-time lows, and now is the | | whose values are permitted by state |
| Longview | | time to lock in the best prices. | | law to be included in the annual |
| Boise | | | | statement of the insurer. |
| Stockbridge | | At InsWeb, you can compare free | | |
| Santa Rosa | | online insurance quotes from many of | | American Risk and Insurance |
| Nashville | | the nations leading insurance | | Association: An association of |
| Inglewood | | companies. | | insurance educators and others |
| Lakeland | | | | interested in insurance study and |
| Anaheim | | The best time to switch policies is | | research. |
| Canton | | within one month of receiving your | | |
| Newark | | policy renewal from your current | | Claim: A demand made by the |
| Oxnard | | insurer. You can typically cancel your | | insured, or the insured's beneficiary, |
| Norfolk | | policy without any fees or penalties if | | for payment of the benefits provided |
| Winter Park | | you act within this time period. | | by the contract. |
