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| Goldsboro | | Shopping around is the best way to | | Premises: The particular location of |
| Portsmouth | | save money on your insurance. | | property or a portion thereof as |
| Scottsdale | | | | designated in a policy. |
| Waco | | At InsWeb, you can compare free | | |
| Franklin | | online insurance quotes from many of | | Claim: A demand made by the |
| Florissant | | the nations leading insurance | | insured, or the insured's beneficiary, |
| Florence | | companies. | | for payment of the benefits provided |
| Hendersonville | | | | by the contract. |
| Panama City | | Life insurance, specifically Term Life, | | |
| Ventura | | is arguably one of the best values in | | Provisional Rate: Tentative rates, |
| Lafayette | | the entire financial services arena. | | premiums or commissions that are |
| Topeka | | Where else can you go and get | | subject to subsequent adjustment. |
| Las Cruces | | hundreds of thousands of dollars in | | See Commission and Premium. |
| Toms River | | protection for literally pennies per | | |
| Salt Lake City | | day? Rates for Term Life insurance | | Earned Income: The money |
| Redlands | | remain at all-time lows, and now is the | | individuals earn as a result of working |
| Albany | | time to lock in the best prices. | | at some job or occupation for which |
| Jonesboro | | | | they are paid a salary. |
| St. Louis | | If you have noticed that your auto | | |
| Columbus | | insurance rates are still increasing | | Single Limit: Any insurance coverage |
| Clearwater | | with each renewal, or even have not | | which is expressed as a single |
| Oceanside | | gone down even though you have a | | amount of insurance, or a single limit |
| Worcester | | great driving record, this lower pricing | | of liability. Contrast with Split Limit. |
| Trenton | | trend makes it more important then | | |
| Portland | | ever that you shop around for auto | | Mandatory Valuation Reserve: A |
| Olympia | | insurance. | | reserve required by a state law to |
| Sioux Falls | | | | offset any declines in the valuation of |
| Yonkers | | Make sure you have a new policy in | | securities listed as admitted assets. |
| Louisville | | place before you cancel your old one | | |
| Anaheim | | to avoid a lapse in coverage. This will | | Loss Frequency: The number of times |
| Anchorage | | also prevent having to figure out the | | a loss occurs over a specific period |
| Bloomington | | amount of any unused premium that is | | of time. |
| Huntington Beach | | due to you from your old insurance | | |
| Delray Beach | | company, or having to spar with your | | Insurance to Value: Insurance written |
| Staten Island | | agent about exactly when your policy | | in an amount approximating the value |
| Lafayette | | was cancelled and how much they | | of the property insured. |
| Savannah | | owe you. | | |
