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| Lawrenceville | | At InsWeb, you can compare free | | Valuation Clause: A clause stating the |
| Wilmington | | online insurance quotes from many of | | value of items for insurance |
| Gainesville | | the nations leading insurance | | purposes, making it a valued policy. |
| Providence | | companies. | | |
| Torrance | | | | Accidental Bodily Injury: An injury |
| Hickory | | Everyone has different needs, and | | sustained accidentally. Only the result |
| Downey | | not one size fits all when it comes to | | need be accidental. Contrast with |
| Cherry Hill | | term life insurance. While it may make | | Accidental Means. |
| Milwaukee | | sense for people in their 30s and 40s | | |
| New Orleans | | to secure a 20-year term length, a | | Agent's License: A certificate of |
| Columbus | | 10-year term might be more | | authority from the state which permits |
| Staten Island | | appropriate for someone nearing | | the agent to conduct business. |
| Santa Rosa | | retirement. | | |
| Williamsport | | | | Agency Contract (or Agreement): The |
| Bradenton | | Individuals who have 30-year | | document which establishes the legal |
| High Point | | mortgages might want to consider a | | relationship between an agent and an |
| Zanesville | | 30-year term to ensure that the house | | insurer. |
| Frederick | | is protected throughout the period of | | |
| Vineland | | the loan. | | Brokerage Business: Business |
| Fall River | | | | offered to an insurer by a broker. This |
| Greeley | | Why not take advantage of current | | is sometimes called excess or |
| Livonia | | low prices? Many auto insurance | | surplus business. |
| Youngstown | | consumers are becoming educated | | |
| Staten Island | | on other companies, plans, and rates | | Agency: An insurance sales office |
| Fall River | | that are available to them; ones that | | which is directed by a agent, |
| Troy | | could afford them significant savings | | manager, independent agent, or |
| Jackson | | on their auto insurance. | | company manager. |