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| Irvine | | The best time to switch policies is | | Tariff Rate: A rate established by a |
| Tucson | | within one month of receiving your | | rating organization, which comes from |
| Daytona Beach | | policy renewal from your current | | the tables, schedules and rules found |
| Bradenton | | insurer. You can typically cancel your | | in the tariff of rates. |
| Odessa | | policy without any fees or penalties if | | |
| Vero Beach | | you act within this time period. | | Accidental Bodily Injury: An injury |
| Buffalo | | | | sustained accidentally. Only the result |
| Chesapeake | | Individuals who have 30-year | | need be accidental. Contrast with |
| Troy | | mortgages might want to consider a | | Accidental Means. |
| Warren | | 30-year term to ensure that the house | | |
| Milwaukee | | is protected throughout the period of | | Partnership Entity: The partnership |
| Scottsdale | | the loan. | | considered as an entity and not in |
| Vancouver | | | | terms of its individual part-owners. |
| Los Angeles | | Healthy people have the best | | |
| Charlotte | | mortality risks and thus are much | | Domestic Insurer (or Company): An |
| Erie | | cheaper for companies to insure. This | | insurer formed under the laws of the |
| York | | translates into lower rates for the | | state in which the insurance is written. |
| Decatur | | Super Preferred customer than | | |
| Evanston | | someone with higher risk factors such | | Commission of Authority: A document |
| Hot Springs | | as a heart condition, cancer or | | outlining the powers delegated to an |
| Nashua | | diabetes. Conversely, if you were | | agent by an insurer. |
| Arlington | | unhealthy when you acquired your | | |
| San Jose | | policy, and your health has now | | Notice of Cancellation: Written notice |
| Las Cruces | | improved, it might be time to shop for | | by an insurer of intent to cancel |
| Tallahassee | | a new policy, as your rates are likely | | insurance, or written notice by an |
| Erie | | to be lower. | | insured requesting cancellation. |
