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| Buffalo | | The quickest and easiest way to | | Book Value: Refers to the value of |
| Muncie | | shop for new insurance is by | | assets as shown in the official |
| Johnstown | | comparing rates at InsWebs online | | accounting records of the company. |
| Burbank | | marketplace. If you do it the | | |
| Waterloo | | old-fashioned way (by calling or | | Substandard Risk: A risk not |
| Jasper | | visiting multiple agents or insurance | | measuring up to underwriting |
| Clarksville | | companies) it could take up a huge | | standards. It may still be written but |
| Edmond | | chunk of your time, which no one | | usually at a surcharged premium. |
| Troy | | wants or needs. By completing | | |
| Las Vegas | | InsWebs online application, you will | | Insurance Policy: The printed form |
| Hickory | | have rates to compare to your old | | which serves as the contract between |
| St. Paul | | ones within minutes! | | an insurer and an insured. |
