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| Independence | | The best time to switch policies is | | Amendment: A formal document |
| Sumter | | within one month of receiving your | | which corrects or revises an |
| Kansas City | | policy renewal from your current | | insurance master policy. |
| Madison | | insurer. You can typically cancel your | | |
| Fall River | | policy without any fees or penalties if | | Interstate Carrier: A transportation |
| Chicago | | you act within this time period. | | company which does business |
| Quincy | | | | across state lines. |
| Dothan | | If you decide to cancel your policy | | |
| Glendale | | (after acquiring new coverage) | | Premises: The particular location of |
| Mountain View | | outside of the 30-day period, you may | | property or a portion thereof as |
| Grand Junction | | have to pay a fee or penalty. | | designated in a policy. |
| Bronx | | However, you may still save money | | |
| Mountain View | | after paying the fee if your new policy | | Brokerage Business: Business |
| Boston | | affords you significant savings. So | | offered to an insurer by a broker. This |
| St. Louis | | while it is best to wait until your | | is sometimes called excess or |
| Columbia | | receive your renewal notice, you CAN | | surplus business. |
| Norfolk | | cancel your policy at any time. | | |
| Panama City | | | | Accidental Bodily Injury: An injury |
| Fullerton | | We offer quotes for auto insurance, | | sustained accidentally. Only the result |
| Redlands | | life insurance, homeowners | | need be accidental. Contrast with |
| New Orleans | | insurance, health insurance, term life | | Accidental Means. |
| Raleigh | | insurance and more. | | |
| Garland | | | | Agent's Qualification Law: Education, |
| Athens | | The quickest and easiest way to | | experience, and other requirements |
| Turlock | | shop for new insurance is by | | imposed by the state upon persons |
| Sioux City | | comparing rates at InsWebs online | | desiring to be licensed as agents. |
| Green Bay | | marketplace. If you do it the | | |
| Pueblo | | old-fashioned way (by calling or | | Loss Adjustment Expense: The cost |
| Little Rock | | visiting multiple agents or insurance | | of adjusting losses, excluding the |
| El Cajon | | companies) it could take up a huge | | amount of the loss itself. |
| Columbus | | chunk of your time, which no one | | |
| Nashville | | wants or needs. By completing | | Brick Veneer Construction: Refers to |
| Hickory | | InsWebs online application, you will | | a building where the outside walls are |
| Edmond | | have rates to compare to your old | | constructed of wood with a facing of a |
| Edmond | | ones within minutes! | | single layer of brick. |
