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| Lubbock | | Why not take advantage of current | | We/Us/Our: These words are used to |
| Hendersonville | | low prices? Many auto insurance | | refer to the insurer in many of the |
| Cypress | | consumers are becoming educated | | modernized/personalized policy |
| Rockville | | on other companies, plans, and rates | | forms recently introduced. |
| Saginaw | | that are available to them; ones that | | |
| Turlock | | could afford them significant savings | | Equity: The money value of an |
| Jacksonville | | on their auto insurance. | | insurance company that is over and |
| Canton | | | | above its liabilities. Liabilities include |
| Youngstown | | Make sure you have a new policy in | | almost all of its reserves. |
| Garland | | place before you cancel your old one | | |
| San Antonio | | to avoid a lapse in coverage. This will | | Line of Business: The classification of |
| Huntington Beach | | also prevent having to figure out the | | business as utilized in the insurance |
| Salem | | amount of any unused premium that is | | industry, e.g., Fire, Allied Lines and |
| Spokane | | due to you from your old insurance | | Homeowners. |
| Englewood | | company, or having to spar with your | | |
| Albany | | agent about exactly when your policy | | Indemnify: To restore the victim of a |
| Fort Smith | | was cancelled and how much they | | loss to the same position as before |
| Williamsburg | | owe you. | | the loss occurred. |
